CIC insurance & Social Enterprise Insurance

Tailor cover for your CIC and compare quotes from our panel of leading insurers

CIC insurance & Social Enterprise Insurance

Tailor cover for your CIC and compare quotes from our panel of leading insurers.

What Is Community Interest Company Insurance?

Insurance for a Community Interest Company (CIC) is a specialist area and it's good to deal with someone who shares your community values and understands the Social Enterprise Insurance sector. 

A Community Interest Company policy provides cover for core public liability insurance as well as other exposures such employers liability for any staff, and/or contents and computer equipment protection.

Do I Need CIC Insurance?

Whilst a standard business insurance policy can normally cater for community interest companies, the added benefit of a specialist CIC Insurance policy is access to discounted premiums and enhanced levels of cover. 

As the decision making process of a CIC is aimed squarely at social enterprise claims ratios tend to much lower than an equivalent limited company and this is reflected in lower insurance premiums.

Compare CIC Insurance Cover

At Insync we can arrange cover for CIC's of all shapes, trades and sizes and can help you find the right level of protection whilst retaining maximum value for the company. 

We have developed a panel of specialist underwriters enabling our dedicated insurance advisors to tailor cover and compare prices, helping you find the right level of protection without breaking the bank!

Community Interest Company Extended Covers

Core cover for any CIC tends to be public liability insurance, from which we have the ability to add extensions such as employers’ liability in respect of your legal liability for employees or volunteers. 

Other popular additions include stock, contents, computers and laptops, money professional indemnity and legal expenses cover.

Need specialist Community Interest Company Insurance advice?

Speak to one of our Community Interest Company insurance experts, at a time that suits you...

or call us directly on

01200 309 516


  • Specialist cover for all types of Community Interest Companies (CIC's)

  • Experts in conversions from Charity to CIC status

  • Health sector, Social care, Education and Community regeneration experts

  • Public Liability and Products Liability (including full cover for fundraising events)

  • Employers Liability to protect your legal responsibilities for employees and volunteers

  • Property Protection for contents, stock, offices, clubs or community facilities

  • Indemnity levels up to £5m+

  • Fidelity Cover (theft by employees)

  • Laptop, tablet, mobile phone or portable equipment

  • Option to include legal liabilities up to £10m Indemnity (Public & Employers Liability)

  • Legal Expenses, Travel & Personal Accident options

Why Insync for CIC

  • We compare prices and CIC insurance cover from our panel of leading insurers

  • Instant quotations - cover and policy documents in minutes

  • Flexible cover & monthly payments – just pay for the sections you need

  • Expert advice from CIC Insurance specialists

  • Personal – Digital servicing AND your own dedicated insurance professional

CIC Claims Example

A local community interest company operates a careers advice and training service. Following a training session one of attendees tripped over a laptop power cable and her head hit the side of a desk leaving them with a fractured jaw. The clients’ insurers dealt with the subsequent compensation claim and associated loss of earnings.

How Much Does Community Interest Company Insurance Cost?

Due to the sheer diversification of CIC’s and their activities, each and every policy is individually calculated. Premium levels can range from as little as £60 (plus insurance premium tax) for standalone public liability and from £150 (plus insurance premium tax) for full package cover.

How Much CIC Cover Do I Need?

With any social enterprise we understand the difficult balancing act between maximising cover and keeping costs in check.

In today’s litigious society, best advice is always to purchase as much liability insurance as you can afford and it might pay to obtain a range of options from £1m to £5m and compare premiums.

For property risks such as contents, the key is consistent review of your sums insured to ensure they remain adequate as the CIC grows and you purchase more equipment.

What to do now...

Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX

t. 01200 309516
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