Looking for Tradesman Insurance? Insync can provide business protection for over a hundred different trades. Our specialist tradesman insurance policies include Tradesman Public Liability insurance, Tool cover, and more. Our policies provide financial aid to cover the cost of replacing damaged property, legal costs and compensation payments.
Tradesmen Insurance from Insync is a tailored policy for your business. We can arrange Tradesman Liability Insurance, including Public Liability and Employers' Liability cover. Along with optional insurance for your tools, plant and equipment, personal accident and more!
Whether you are a Sole Trader, Partnership or Limited Company, buying cover is a breeze with Insync Insurance! Enter some quick details about your business and trade, and our secure online system will compare quotes for tradesman cover from up to 10 of the UK's leading liability insurers.
You can buy your policy online and receive your insurance certificate and policy documents in minutes – quick, simple and affordable!
Specialist cover for 100+ contracting trades from Builders, Plumbers, Plasters and Electricians to Cleaners & Roofers
Sole traders, partnerships, Limited Companies
Cover for full-time employees, subcontractors and temporary employees
Public Liability up to £5m Indemnity (higher limits on request)
Optional Employers Liability
Tools cover available including overnight theft from vehicles
Contractors all-risks extension
Own or hired-in plant and materials
Cover available for high risk trades, specialist jobs or high risk sites
Specialist policies for height work with no height limit restrictions
Legal Expenses and Personal Accident extensions
We compare prices and cover from leading tradesman insurers
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from liability insurance specialists
Personal – Digital servicing AND your own dedicated insurance professional
Feefo Platinum Trusted Service Status for our consistently exceptional customer service
Tradesmen Insurance packages are specially designed with people who work in trades industries in mind. Our packages consider both the general and unique risks that your industry is exposed to. Insurance for Tradespeople can cover you against risks of:
While Tradesman Public Liability cover is not compulsory; it should be regarded as essential for any manual trade. Without it, you will be personally liable for any accidents or other losses that may occur, putting your home or other assets at risk.
If you have any employees, you are required by law to purchase Employers Liability Insurance, or you can face a fine of up to £2,500 per day.
If you sub-contract to a larger firm, you will likely be asked to provide proof of cover before any work commences.
Prices start from as little as £50 (plus insurance premium tax), but the specific cost of cover depends on some simple rating factors:
There is no simple answer to how much cover you need and the best advice is always to consider your individual circumstances, both in terms of the work you carry out and the premises you work at. Think about the maximum property damage you could cause as well as the risk to the public.
If you are subcontracting to another firm, they will likely specify a minimum level of cover required. Typically this will start from £2m for public liability but can rise to £5m when working on larger projects or for local authorities.
Public Liability covers injuries to third-parties and damage to their property through your business activities.
For example, a member of the public is injured by insecure scaffolding or an employee damages a customer's carpet while working in their house, and they want you to pay for repairs or replacement.
Public Liability covers both the legal expenses and the compensation owed to the claimant.
Sometimes it is a contractual obligation to hold Public Liability. However, it is not currently a legal requirement for businesses to hold this cover.
It is commonplace that a private or public contact will require you to have all-risks cover. This is something that we can arrange with you over the phone quickly easily.
At Insync, we provide cover for many self-employed individuals who would be left in financial trouble should they be left unable to work.
Our Personal Accident cover is split into two key areas:
Business Interruption Insurance is an add-on you can purchase as part of your policy. It will cover you for lost income following an insured loss such as a fire, flood, or theft of your equipment. It is available for businesses who own and insure business premises.
Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX
t. 01200 309516
© Insync Insurance Solutions Ltd 2021 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business