We offer award-winning beauty industry specific insurance. This tailored cover comes with business essentials such as beauty public liability insurance and treatment risk. Our policies allow you to build up cover bespoke to your beauty business, whether you're a cosmetic beauty therapist, make-up artist, nail technician or eyelash specialist, we can tailor your mobile beauty insurance to the treatments you perform and your specific business processes.
What's more, we compare cover from our selected panel of beauty insurers, no matter your type of business, whether it's home-based, mobile beauty, a chair in a salon or a mixture of all, we can get cover with leading experts who understand your industry. Choosing beauty insurance through us means that your cover has been specifically designed for the risks and liabilities of the beauty industry. For example, as a mobile beautician, you might accidentally drop hot wax on a client’s floor, or perhaps you scratch their car carrying in a massage table. Rest assured, whatever your claim may be our panel of insurers are well versed in all things to the beauty industry, so should you ever need to claim, the process is straightforward, quick and easy and you'll be speaking to people who understand your work.
All policies include full public liability and treatment risk insurance.
All our beauty policies come with treatment risk as standard; you are able to customise these treatments to include only the ones you perform.
We have two main types of treatment risk:
1. Low risk such as nails, make-up application or waxing etc.
2. High risk such as chemical peels, electrolysis or microdermabrasion etc.
Our lower-risk policy is available online. You can receive an instant quote and buy this cover online, for a full list of treatments covered in our online mobile beauty policy see below.
Hair heat treatment
Hair colouring ( including highlights, bleaching, toning, lowlights)
Nails & Manicuring (including polish, shellac, gel, nail extensions, nail art)
Hair removal: plucking, threading, hot & cold waxing, electrolysis, sugaring
Application of Make-Up & Cosmetics
Application of body jewels
AHA/glycolic acid treatment
Micro Epidermal Abrasion
LED light therapy
Indian head massage
Hopi ear candling
Piercing (gun and stud only)
Alternatively, if you require beautician insurance for treatments such as chemical peels, semi-permanent make-up or laser treatments you'll require a higher level of treatment risk cover. Due to the nature of these treatments, one of our expert brokers can help you choose the right policy for you. For a quote for beautician cover including advanced treatment risk, get in touch today. For a full list of advanced treatments see below.
Make-up artist insurance is a specialist cover protecting you and your livelihood. We understand that as a make-up artist you have different risks to regular beauty treatments. As makeup artists, you have the extra emphasis on hygiene especially with the use of more non-single use products such as mascaras, foundations, or brushes. Without this attention on cleanliness it could be a reason a client breaks out in spots, suffers a reaction or it could even result in the passing of an infectious disease, resulting in a compensation claim.
However, as our panel of insurers are beauty industry specialists, they have created unique make-up artist insurance to include, treatment risk, public liability, product liability and finical loss as standard. Our Make-up artist insurance can be quoted and bought online. We have a quick and simple form to get you covered instantly.
Beauty public liability insurance is as important as treatments risk cover. The purpose of it is to protect you if a client or member of the public should suffer an injury caused by you, but not directly related to any beauty treatments or because of your work. Instead, beauty public liability insurance will cover you for example if you leave a make-up box on the floor and someone trips over it and is injured. Accidental damage to a client's property is also covered, for example, if you scratch a car while getting your beauty trolly up their drive away. This type of insurance is essential and can be added to any of our beauty policies.
We also provide aesthetic treatments cover. We can arrange this alongside other beauty treatments you perform, or we can provide cover for freelance or mobile aesthetic practitioners. If you require more information on our aesthetic cover or want a full list of treatments, please see our aesthetics insurance page or call today to speak to an expert advisor.
Specialist cover for self-employed and freelance beauticians
Public Liability Insurance from £1m to £5m
Treatment Risk included as standard
Wide range of treatments (see policy for full details)
Beauty equipment, stock and specialist machinery
Money and legal expenses options
Option to protect your income with personal accident insurance
We compare prices and cover from our panel of leading beauty insurers
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from hair and beauty specialists
24 Hour Claims Helpline
Personal – Digital servicing AND your own dedicated insurance professional
Freelance beauty insurance provides a simple yet effective solution for self-employed beauticians. Based on core public liability insurance, it also includes cover against claims for treatment risk as standard.
Public liability insurance for beauty professionals provides indemnity for compensation claims and expenses from members of the public as a result of the actions of you or your business. For example, a client falls from your beauty table and breaks their arm.
In addition to liability protection you can also include insurance cover for your beauty equipment as well as any stock or materials.
Beauty treatment risk cover provides protection against compensation claims for injury or illness as a result of a treatment you have applied.
As a trained beautician you have a duty of care to provide safe treatment to your clients. However, accidents can happen, which is why treatment risk is essential for beauty professionals.
Our mobile beauty insurance can be tailed to suit your individual needs and business operations. We understand that no two business are the same and that goes for your insurance policies too. This unique policy allows you to pay for just the cover you need. We can add specialist cover for your business equipment, any stock or product you hold and products liability. If you are a mobile therapist and you drive your own vehicle to travel to your clients, you will need to hold valid car insurance by law too.
What qualifications you need for beauty insurance will depend on which treatments you perform, and we have different levels of cover to reflect this.
For standard treatments you simply need to be suitably qualified and/or experienced in the treatment you will carry out to meet the beauty insurance acceptance criteria.
For more complex treatments, such as Plasma Pen or Hyapen, completion of a UK accredited training course is usually required.
If you have a question about whether we accept your qualification, please speak to us as we may still be able to provide cover on a bespoke policy
Our insurers can also accept some online training courses and are generally happy to accept online UK accredited courses for the following treatments:
Other online courses may also be acceptable depending on your other qualifications and experience. One of our expert beauty therapist insurance team will be happy to help you craft the right policy for your needs.
Yes, our beautician insurance can cover teaching, providing you have a teacher’s qualification in the treatment you are teaching. Teaching cover can be added to any of our policies. Speak to us and we can get it added for you. We also have beauty training school policies for both teaching, training students and students once they're qualified. If you're a training school looking for us to be your insurance partner get in touch today.
As we operate with a panel of insurers we are able to tailor cover to the specific treatments you offer and each insurer will provide a list of acceptable treatments with their quotation. In addition to standard beauty treatments, we also have a specialist scheme which can cater for more complex treatments such as:
Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX
t. 01200 309516
© Insync Insurance Solutions Ltd 2021 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business