01200 309 516
Professional nurse indemnity insurance, also known as nursing professional indemnity insurance, nursing liability insurance or nurse malpractice insurance, is insurance coverage that protects nurses from lawsuits in the event an incident or negligence claim arises.
As specialist medical defence insurance brokers, Insync offers tailored professional indemnity for nurses working outside of the NHS.
Whether you are an Advanced Nurse Practitioner with your own limited company or a self-employed Agency Nurse, we can offer a cost-effective solution which meets your legal obligations set out by the Nursing & Midwifery Council (NMC).
The Insync specialist nursing scheme provides indemnity insurance cover for thousands of nurses across the UK across all settings including Nurse Practitioners, Adult Nurses, Children's Nurses, Aesthetic Nurses, Mental Health Nurses, Learning Disability Nurses, Prison Nurses and Private Nurses.
Nurses Professional Liability Insurance provides medical defence indemnity for professional negligence claims, or allegations of malpractice, received against a nurse in the course of their professional duties.
Should a patient seek compensation for injury or illness as a result of the care you have provided, professional nursing indemnity insurance will provide cover for defence costs and any compensation awards up to the limit of indemnity.
It is a legal requirement for all nurses working outside of the NHS to carry nursing indemnity insurance. If you work for the NHS, you will already have an appropriate indemnity arrangement. The NHS insures its employees for work carried out on its behalf. This means that you will be covered if a claim is made against you in an NHS role. Those working under a contract of employment for a private healthcare organisation (for example, nursing home or general practice) it is likely that your employer will have an appropriate indemnity arrangement for you.
If you have a combination of self-employed and employed work or work for more than one employer, you must have an appropriate indemnity arrangement in place for each area of your practice.
However, if you are self-employed, or operating under your own limited company, you will be obligated to maintain your own nurse Insurance as part of your ongoing NMC Registration. You will be asked to confirm you have the appropriate nurse indemnity insurance in place as part of your revalidation process. Many nursing agencies will require nurses engaged as agency workers to arrange their own cover. Our specialist scheme can provide professional nurse indemnity cover for any nurses working outside of the NHS.
All our policies are approved for NMC registration and revalidation
A-Rated Cover fully underwritten at Lloyd's of London
Professional Nurse Indemnity from £1m to £5m+
Policies include Breach of Professional Confidentiality Libel and Slander and Inquest Costs cover
Option to include Regulatory Body Hearings cover
Indemnity to Principle extension available
We can find you the best Professional Nurse Liability policy for your needs in one simple click, complete our form today and we'll be in touch.
Dedicated Healthcare and Medical Indemnity Team
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from Medical Professional Indemnity Insurance specialists
Expert Medical Legal and Claims Support
Personal – Digital servicing AND your own dedicated insurance professional
If you work in certain professions, regulatory bodies might require that your business has professional indemnity insurance. In the case of the Nursing & Midwifery Council (NMC), you MUST have indemnity cover in place when you practice as a nurse, midwife or nursing associate. More information about the specific requirements and revalidation can be found on the NMC Website.
Insync is one of the largest insurance brokers serving the cosmetic and aesthetics sector and we have specialist schemes for Aesthetic Nurse Practitioners and Nurse Prescribers. Cover can include a wide variety of treatments such as anti-wrinkle injectables, dermal fillers and fat dissolving. Aesthetic Insurance premiums start from as little as £325.00, contact one of our specialist malpractice and aesthetics team today for a quotation on 01200 309516.
The NMC doesn’t stipulate a minimum level of professional indemnity cover for nurses looking to revalidate their cover and our best advice is always to purchase the highest level of protection you can afford. Your indemnity limit will represent the maximum amount which your insurer will pay out in awards and defence costs for an individual claim AND in the aggregate during your annual period of insurance. Multiple claims can quickly eat into a low limit of cover and leave you personally exposed. Limits start from £1m per annum, then rise to £2m and £5m, with higher limits available on request.
The RCN provides professional indemnity cover for nurses as part of annual membership. However, as amembership-based scheme,it is not tailored to each individualssituation. TheRCN scheme maynot provide cover for self-employed nurses if you work under a contract of employment (such as an agency or umbrella company).Also,specialist advanced nursing practicesand some social care nursing practicesare excluded, such as aesthetic or cosmetic treatments. Similarly, if you operate as a Limited Company, even as sole Director, the RCN scheme does not provide any protection. The Insync nurse indemnity scheme is adapted to your specific requirements giving you peace of mind that your insurer full understands your activities and is happy to cover you.
Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX
t. 01200 309516
© Insync Insurance Solutions Ltd 2021 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business